>>> “Is this a random universe…or is everything part of the plan that is meant for our higher good?” <<<There are two ways to look at this, and both are simultaneously valid.
The answer to the question, is then simultaneously Neither (yes nor no) and Both (yes and no).
Neither. (random nor planned)
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Say something (eg. an accident, death) occurs, precipitating the events that follow (including consequent interpersonal interaction, assistance, re-evaluation of purpose, change-in-patterns, etc). If you decide not to use this (event and associated events) as an opportunity to evolve or benefit yourself in some way, then very obviously, there would be no meaningful aspect to the event, and REGARDLESS of whether it was 'planned' by some higher power or not, for all practical purposes, it would have been an 'accident', senseless and all.
However, if you are an intelligent, lucid person, you would decide that, hey, no matter what happens, 'good' or 'bad', I'm going to see if it can be used for the highest evolutionary benefit to all involved (ie. the CosmoEthic), then REGARDLESS of whether it was 'planned' by some higher power or not, for all practical purposes, it would have been meaningful and helpful, BECAUSE YOU ALLOWED IT TO BE.
Both. (random and planned)
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From the viewpoint of the higher self, guides & helpers, evolutionologists and evolutionary orientors, the adventure of a physical lifetime, including all events that occur, fall into either planned, or unplanned (accidental, usually undesirous), but between these, and either way, and most importantly, it is the free will of the consciousness that determines the value of either (as discussed in preceding paragraphs).
Depending on the individual (some (usually less lucid) souls prefer chaotic, unplanned lives; others (usually more lucid ones with clear goals in mind and eager to maximize the probability of success of their incarnation's existential program) prefer to work more closely with their guides & helpers to make the most of their incarnational time, by careful planning and preparation), most of the more significant events of a typical human incarnation, are indeed 'planned' either consciously/deliberately, or otherwise.
In conscious/deliberate planning, the soul, with assistance from guides & helpers, chooses (consciously in the intermissive period, and subconsciously whilst incarnated) to manifest or be attracted to certain events, individuals, or opportunities during the incarnation.
On another, more 'universalistic' level, a more 'automatic' kind of 'intelligent planning' occurs, that contributes to the events that occur - the natural Laws of the universe, such as the Laws of Karma, Reflection, Manifestation, etc. These so-called Laws are really labels of convenience that consciousness (in this case, human souls working within the Earth Life System) use, to describe our understanding of the natural phenomena/tendencies/laws which we observe as intrinsic and natural to the Universe, including all consciousness that are part of it.
Hence, it could be that the karma (evolutionary inertia, arising from thoughts/emotions/energies of specific issues being explored by the individual) from a past existence/incarnation, naturally seeks remanifestation in the present incarnation (even if the soul/consciousness or the guides & helpers do not focus attention on the issue or deliberately 'plan' such), by energetically drawing together events and individuals that are associated with the karmic energy created/continued in that past existence.
Thus, taking both factors (of deliberate planning by the soul & guides & helpers; as well as the existence of automatic yet 'intelligent' Laws of the Universe) into consideration, we could use the analogy of technology (eg. a NASA rocket), being a combination and alliance of both natural laws of physics, as well as deliberate engineering intelligence.
The engineer works intellligently and deliberately with the natural laws of physics, in designing specific outcomes. At the same time, the engineer is aware of risks, unplanned events ('accidents') at any level, that might compromise the mission in many ways.
These (risks) are largely forseeable by the guides & helpers (who utilize advanced extraphysical technologies and computers to calculate and simulate entire incarnations and the many possibilities herein), but due to the (wonderful) element of free will, the possibilities (incarnation being like a super complex chess game with billions of chess pieces across multidimensional chess boards) are near infinite, and thus, it is a common occurence, that like teachers in a school, or directors of a company, there will likely be many possible energies/events that badly complicate matters, that even the guides & helpers do not know how things will turn out.
In accidents, should they be 'true' accidents (ie. not deliberately planned, at least not by the soul, or the guides & helpers), the guides & helpers will assess the situation, should the event/incident be in some way possibly helpful (this will be up to the free will and lucidity of the individual) in some way, perhaps balancing some past life karma, even if it was not originally in the individual's existential program (life-plan), it will in most cases be allowed to continue its course.
Only in circumstances where the guides & helpers recognize that the individual's existential program (especially if it is an important one with much positive evolutionary impact on many people) would be severely compromised by the accident, hence wasting not only the individual's effort but also the many guides & helpers who have a stake in this particular incarnational project, then they will intervene.
The next step being, calculations of value of the possible means of intervention, based on economy of energy. For example, between wasting vast amounts of energy to physically levitate/teleport away the oncoming vehicle/bullet, and possessing/influencing the individual to slightly change course to reduce (not totally annul) the consequent damage, they might choose the latter.
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At this point, we recognize that the above is all nice and well for intellectual discussion, but for individuals who are suffering from deep emotional pain in some way, feeling wronged from events which they feel to be 'truly' accidents in regards to their existential program, it will require a lot more than mere intellectual ideas to resolve this pain.
I (Kyo) myself can relate to this, as an important event in my life occured recently that was not part of (the highest possible execution of) my existential program. In my view, it was tragic and unnecessary, and caused me deep pain.
Nonetheless, whatever happens, happens. There really is no 'should' or 'should not'. From Byron Katies viewpoint, if something (eg. tragic) has happened, then it 'should' have happened because it did. But subsequently and consequently, and far more importantly (as far as you are concerned), WHAT CAN YOU DO ABOUT IT NOW? (eg. what assistance can you now offer to the affected individuals?).
There, you have identitied, the most important should of all - WHAT CAN YOU DO ABOUT IT NOW?
In conclusion, with regards to the issues that are discussed herein, the following readings are recommended :
1) Byron Katie's "Loving What Is".
http://www.thework.org/ 2) Wagner Alegretti's
"Retrocognitions".
In particular,
pages 77,
pages 78 and 79, utilizes the analogy of a NASA mission, to describe the planning (and recognition of potential risks/accidents) involved in a human incarnation.
3)
Personal Hilarion Reading. In the context of this discussion, recommended for those whom feel deep emotional pain, confusion and being 'wronged' by some tragic, unnecessary accident, you might like to hear some personal constructive advice from Hilarion, on what has occurred, and where you could go from here.