Hi TS-
I have the same "problem" - In fact I recall that years ago after some kind of spiritual experience I came ot the conclusion that I would have to stop screwing over my buddies and ripping off people who trusted me.  It was quite an awakening.  But after I stopped, things began to get better.

Generally, those of us that have "instant karma" are in a spiritually reactive state in which we not only get karma, but we also get whatever we pray for. (That can be a major surprise too! Like they say, watch out what you pray for!) That's not necessarily "better" than other ways to be, but it certainly keeps us on our toes.

Anyway, in your case, I'd suggest that instant karma is like having a totally honest and fair teacher always beside you to criticize your work. That's what we get at the very best schools and universities. Of course if you focus on the criticism it can be depressing, but if you focus on the ability for growth, and notice that you are actually making progress, then it can be viewed as an operational blessing. Hopefully, when we die we'll "graduate" to a more comfortable class.

dave

As Dave says some do appear to get away unscathed after doing wrong, others get immediate responses.

Think a lot depends on your awareness or stage on the path, and what you need to or can learn. Unknowing error generates very little negative karma compared to knowing error. It may likewise be more appropriate to hold back karma for future lives  and more conducive learning contexts - for example if the lesson is too subtle for the person to learn....