I think you're a funny guy

some things I agree with your thought some I don't. I agree our society has a long ways to go and we're not so far away from the caveman. even some advanced aliens know we can't be trusted with the ability to nuke ourselves..duh..
I don't know anybody who goes to a psychiatrist anymore as they are the ones so fast to prescribe a drug for what ails you which is only a symptom mask. nowdays you go see a psychologist who is not so quick with the drug solution and more likely to get you to talking, talking helps, sometimes just to know someone cares helps.
I don't see it exactly that a suicider is worse off than when he had a body. my hubby who killed himself was not "better off dead" but I when i visited him I could tell he was relieved to be out of that pain. he was walking around with dead organs for a few months (liver and pancreas) it ws explained to me that was why he doubled over all the time. I didn't know it was that serious and you can actually walk around with some dead organ in there. they told me this as they did an autopsy; it was all shriveled up and thats why he had stopped eating..he couldn't digest anything. what a way to go huh? sure it was suicide. but as I said, he was relieved and he said he didn't regret anything. I noticed a guide was assigned to him though.
from this observation I would suspect a guide is assigned to all who suicide, unless Mike was a special case, or he didn't need retrieval but he was oriented right away that he had died, but he still had the guide with him who just watched the two of us interact right after he died.
I think the guide also persuaded him to come sooth me a bit later on as I really felt deserted. I don't think he would have come on his own. you see we do need helpers and I think the afterlife is full of them.
the thing about Earth life is the challenge, the wanting to fulfill ourselves here in some shape or fashion. humans always have this desire to become....to be..the obstacles here is part of the challenge. the opportunity is here...I suspect the suicider goes back to his disc to report on his experience and might say something like, well, it was harder than I thought it would be. I couldn't hold a job..he would be full of negative remarks...then I suspect they would show him a life where he did hold a job and what happened in that other alternate life and that might be where the suffering would come in because he see how satisfied this other self was, then he might want to return based on new information. but it's all his own choice, nobody is coercing anybody to do something.
Mike lacked a spirit of adventure, so his guides that showed up they tried to instill this in him and bring out a more challenging quality in him. this is what I think goes on the other side, that the work of art you create is your own self.